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Addressing Student Loan Debt in Your Maryland Estate Plan
/by The Baddour Law FirmThe conversation around estate planning often centers on assets: real estate, investments, and personal property. For a growing number of Maryland residents, however, a complete financial picture must also account for a significant liability: student loan debt. It is a common belief that this type of debt is only a concern for the young, but […]
How Often Should You Update Beneficiary Designations in Your Maryland Estate Plan?
/by The Baddour Law FirmIt’s a common misconception that creating an estate plan is a one-time task you can check off your list. The reality is that an effective estate plan is a living document that must evolve with you and the ever-changing landscape of your life. While wills and trusts are often the focus of this process, another […]
How to Choose the Right Executor for Your Will
/by The Baddour Law FirmDrafting a will is a profound act of care for the people you will one day leave behind. It is your final set of instructions, a roadmap designed to distribute your assets and fulfill your wishes. Yet, a map is only as good as the person reading it. The single most important decision you will […]
New Law Makes Permanent Changes to the Federal Estate Tax
/by The Baddour Law FirmFor several years, a significant question has loomed over long-term estate planning for many families. A “sunset provision” in the federal tax code was scheduled to dramatically reduce the amount of assets a person could pass on tax-free at the end of 2025. This created considerable uncertainty, making it difficult to craft enduring financial strategies […]
The Importance of Updating Your Estate Plan Regularly
/by The Baddour Law FirmMany people view creating an estate plan as a singular task—a box to be checked off a lifelong to-do list. However, this common misconception can have profound, often unintended, consequences for your loved ones and the assets you have worked hard to accumulate. An estate plan, at its core, is a collection of legal documents […]
Handling Out-of-State Property in Your Maryland Estate Plan
/by The Baddour Law FirmOwning property beyond Maryland’s borders represents a dream realized for many residents, but it introduces complexities in estate planning due to the interaction between different state laws. While comprehensive estate planning is vital for all assets, property located outside of Maryland requires special attention due to these multi-state legal issues. Failing to properly address how […]
Estate Planning Considerations for Business Owners in Maryland
/by The Baddour Law FirmAs a business owner in Maryland, you’ve dedicated yourself to building your company. But have you taken the essential steps to protect your business and your personal assets for the future? Estate planning for business owners is far more than just drafting a will. It requires a comprehensive strategy that addresses the unique challenges and […]
What are the Most Important Documents for Estate Planning?
/by The Baddour Law FirmEstate planning is a critical step for everyone, not just the wealthy, to protect assets and ensure wishes are honored. It involves creating a comprehensive plan that outlines how your affairs should be handled after death or incapacitation. This process typically includes creating documents such as wills, trusts, and healthcare directives. By taking the time […]
The Pros and Cons of Joint Tenancy in Estate Planning
/by The Baddour Law FirmThe primary goal of estate planning is to streamline the transfer of your assets to your loved ones and avoid the complications of probate. One of the most common strategies used to achieve this goal is joint tenancy – a form of co-ownership where two or more people share equal rights to a property, with […]
Reasons You May Need to Revise Your Estate Plan
/by The Baddour Law FirmEstate planning is undoubtedly the best way to ensure your wishes are honored and your loved ones are cared for after you are gone. At the same time, an estate plan is not a one-and-done arrangement. It should be revised as and when needed to make sure it reflects the changes in your life like […]